Category: Financing
The 10 Commandments of Buying a Home: A Guide to Financial Success
Are you ready to embark on the exciting journey of buying a home? Ensuring your financial records and actions are in order is crucial to qualify for the best mortgage rates available. At the Garza Home Team, we believe in setting you up for success by following the 10 commandments of buying a home. Let’s... Read More
Mastering the 28% Rule
Mastering the 28% Rule for Successful Home Buying Welcome back to The Garza Home Team at RE/MAX North San Antonio blog! Today, we’re diving into one of the most crucial guidelines for successful home buying—the 28% rule. Understanding and applying this rule can help you navigate the home buying process with confidence, ensuring you make... Read More
Overcoming Common Challenges Faced by Homebuyers in San Antonio
Hey there, future homeowners! Buying a home is a huge step, and here in San Antonio, it comes with its own unique set of challenges. At The Garza Home Team at RE/MAX North San Antonio, we’re all about helping you navigate these hurdles with ease. Whether you’re a first-time buyer or looking to upgrade, let’s... Read More
How Homeowner’s Insurance Protects Your Investment
How Homeowner’s Insurance Protects Your Investment When you buy a home, you’re not just purchasing a place to live; you’re making a significant financial investment. Protecting that investment is crucial, and one of the best ways to do that is through homeowner’s insurance. At The Garza Home Team at RE/MAX North San Antonio, we want... Read More
3 Steps to Launch the Homebuying Process
You’ve decided you’re ready to buy a home – now what? Start with these initial steps: 1. Get your financial ducks in a row. Calculate how much money you have in savings and assets, your total annual income and your expenses. Know how much of it you can allocate toward a down payment and other... Read More
Explore San Antonio’s Diverse Neighborhoods with the Garza Home Team at RE/MAX North San Antonio
When it comes to finding your perfect home in San Antonio, it’s essential to consider the unique character of each neighborhood. The Garza Home Team is here to help you navigate the diverse real estate landscape of this vibrant city. Let’s delve into some of the premier neighborhoods, each offering distinct advantages and a special... Read More
Choosing the Right Mortgage Lender
Welcome to the Garza Home Team Vlog: In the world of real estate, one of the most significant decisions you’ll make is choosing the right mortgage lender. Your lender plays a crucial role in your homebuying journey, impacting everything from your interest rates to your overall experience. Here at the Garza Home Team, we recognize... Read More
Unlocking Mortgage Approval: Understanding the 3 C’s of Underwriting with The Garza Home Team at RE/MAX North San Antonio
Securing a mortgage involves navigating a complex process, and at the heart of it is the underwriting stage. As your dedicated real estate partners, The Garza Home Team is here to demystify this crucial step, focusing on the 3 C’s of mortgage underwriting: Capacity, Credit, and Collateral. Capacity: Evaluating Your Financial Strength Capacity assesses your... Read More
Making Your Dream Home a Reality: Garza Home Team at RE/MAX North San Antonio
At the Garza Home Team, we believe that a home is not just a physical space; it’s a reflection of your aspirations, a sanctuary of your dreams, and a canvas where your unique story unfolds. Our dedicated team of real estate professionals understands the profound importance of finding a home that resonates with your lifestyle... Read More
Finding Your Dream Home: Important Considerations
Welcome to the Garza Home Team blog at RE/MAX North San Antonio! We’re excited to share some valuable insights with you today about the important things to consider when looking for a new home. Finding the perfect home can be an exhilarating experience, and we want to make sure you’re well-prepared for this exciting journey.... Read More
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